Policy Wordings

PLEASE MAKE SURE YOU SELECT THE CORRECT DOCUMENTS BASED ON THE DATE OF PURCHASE

If you have purchased a standard travel insurance policy through Hays Travel or a Personal Travel Consultant

Purchased between 09 July 2020 and 26 April 2022
Policy Wording
IPID

Purchased between 27 April 2022 and 26 April 2023
Policy Wording
IPID

Purchased between 27 April 2023 and 01 Jan 2024
Policy Wording
IPID

Purchased since 02 Jan 2024 and 31 May 2024
Policy Wording
IPID

Purchased since 01 June 2024
Policy Wording
IPID

If you have purchased a cruise travel insurance policy through Hays Travel or a Personal Travel Consultant

Purchased since 02 Jan 2024 and 31 May 2024
Policy Wording
IPID

Purchased since 01 June 2024
Policy Wording
IPID

Terms of Business

Hays Travel Independence Group Member