Policy Type:

Maximum trip duration is 31 days – this can be increased to 45 or 60 days by selecting the options below

Travel Area:

Geographical Areas.

UK
UK England, Scotland, Wales, Northern Ireland, Isle of Man and the Channel Islands

Europe
Åland Islands, Albania, Algeria, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Corsica, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Faro Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Guernsey, Holy See (Vatican City State), Hungary, Iceland, Israel, Italy, Jersey, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Mediterranean Islands, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Spain, Svalbard and Jan Mayen, Sweden, Switzerland, Turkey, Tunisia, The Azores, The Canary Islands, The Channel Islands, Ukraine and territories formally known as USSR, west of the Ural Mountains

Australia and New Zealand
Australia and New Zealand. (including stopovers in any other zone not exceeding 72 hours duration each way)

Worldwide excluding the United States of America, Canada and the Caribbean.
Worldwide excluding United States of America, Canada, and The Caribbean.

Worldwide including the United States of America, Canada and the Caribbean.
Worldwide.

Policy Start Date:

Policy Start Date

The cover relating to Cancellation, as described under section A within the pre-travel policy, starts from the commencement date of cover shown on your insurance certificate, (this will be the Issue Date of your Single Trip, but will be your chosen start date for an Annual Policy. Remember, you may require Cancellation Cover prior to your trip departure date.

Relationship:

Relationship

Individual
Each person shown on the policy schedule, for whom the appropriate insurance premium has been paid.

Couple
Two adults who have been permanently living together at the same address for more than six months. Each adult can travel independently.

Family
Two adults and all of their children (including foster children) aged 23 and under if in full time education. All persons must live at the same address. Each adult can travel independently, however, all insured children must travel with at least one of the insured adults

Single Parent Family
You and your financially dependent children under 23 years old and in full time education, at the inception date of your policy, all normally resident with you and named in the schedule.

How Many People to be Covered?  

Passenger 1 Age
(at time of issue):

Passenger 2 Age
(at time of issue):

Passenger 3 Age
(at time of issue):

Passenger 4 Age
(at time of issue):

Passenger 5 Age
(at time of issue):

Passenger 6 Age
(at time of issue):

Passenger 7 Age
(at time of issue):

Passenger 8 Age
(at time of issue):

Passenger 9 Age
(at time of issue):

Passenger 10 Age
(at time of issue):

Bond Number:  

Travel Database Reference Number: (leave blank)  

Optional Extras

Winter Sports

Activity Pack 1

Abseiling (see also Climbing and Mountaineering) - Special condition (a) applies Acrobatics Aerobics Angling (see Fishing for the relevant activity pack) Athletics Aerobics Backpacking (see Hiking for the relevant activity pack) Badminton Ballet Banana boat rides - Special condition (a) applies Baseball Basketball Black water rafting (cave tubing) (grades 1-3) - Special condition (a) applies Boating (inland and coastal waters) (see also Speed boating and Sailing for the relevant activity pack) - Special condition (a) or (b) applies. No white water cover. No Personal Liability Cover Bouldering (see Rock Climbing for the relevant activity pack) Bowling (lawn, ten-pin, nine-pin, candlepin, duckpin and five-pin bowling, bowls, pétanque & boules) Bungee/bungy jumping (max 2 jumps per trip) - Special condition (a) applies Bushcraft (see Hiking for the relevant activity pack) Bushwalking (see Hiking for the relevant activity pack) Camel riding (day tour) - Special condition (a) applies and No Personal Liability cover Canoeing (grades 1-3) (see Kayaking for the relevant activity pack) Capoeira dancing (see Dance for the relevant activity pack) Caving (sightseeing/tourist attraction) - Recreational visit only Cheerleading Clay pigeon shooting - Special condition (a) or (b) applies. No Personal Liability Cover Climbing (see Rock Climbing or Ice Climbing for the relevant activity pack) Cricket Croquet Curling Dance (ballet, ballroom, capoeira, salsa, interpretive dance) Darts Diving (see Free Diving, Cliff diving, High diving or Scuba diving for the relevant activity pack) Dodge ball Dragon boating (inland or coastal waters only) Dune buggy - Special condition (a) or (b) applies. No Personal Accident Cover. No Personal Liability Cover Elephant riding - Special condition (a) applies. No Personal Liability Cover Fell running/Walking (see Hiking for the relevant activity pack) Fishing (Ice) - Special condition (a) or (b) applies Fishing (inland or coastal waters) - Sports / Leisure fishing only - no commercial or rock fishing Fitness training - Excludes cover for professional athletes Floorball Flying (as a fare paying passenger in a licensed scheduled or chartered aircraft or helicopter) - Special condition (a) applies Football (Soccer) including 5 a side Frisbee Go karting - Special condition (a) applies. No Personal Liability Cover Golf Gym training (Aerobics, Spinning, Zumba, Body pump, Weight training, Cross training, Crossfit) (See also Boxing and Martial arts for the relevant activity pack) Gymnastics (also see Acrobatics for the relevant activity pack) Handball Hiking up to 1,500 metres (scrambling, hillwalking) - see also Mountaineering. No cover where ropes, picks or other specialist climbing equipment is required Hockey Horse riding (leisure/social/non- competitive riding) - No Racing, jumping or competitions Hot air ballooning (ballooning) - Special condition (a) applies. No Personal Liability Cover Hydro-foiling (see Water skiing for the relevant activity pack) Ice skating (indoor) Ice skating (outdoor) on a commercially managed rink - Special condition (a) applies In-line skating Jet boating (inland/coastal waters only) - Special condition (a) or (b) applies. No Personal Liability Cover Jet skiing (inland/coastal waters, white water grades 1-2 only) - Special condition (a) or (b) applies. No Personal Liability Cover Kayaking/Canoeing (inland/coastal waters, white water grades 1-3 only) Kite boarding (on land or water) - No Personal Liability Cover Kite flying Korfball Lacrosse Martial arts training (non-contact) Motor racing experience (passenger only) - Special condition (a) applies. No Personal Accident Cover Motorbiking pillion passenger (on road only) (see Motorbiking for the relevant activity pack) Mountain biking (on road) (see Cycling for the relevant activity pack) Netball Obstacle course/Assault course/Trim trail (see Outdoor Endurance for the relevant activity pack) Orienteering Outdoor endurance courses up to 3 miles Outward Bound - Special condition (a) applies Paint balling/Airsoft - Special condition (a) applies. No Personal Liability Cover Parasailing/Parascending (over water) - Special condition (a) or (b) applies. No Personal Liability Cover Racquetball Rambling. See hiking if above 1,500 metres. Rifle range/Sports shooting - Special condition (a) or (b) applies. No Personal Liability Cover River boarding/Hydro speeding (grades 1-3) See also Canoeing - Special condition (a) applies Rock climbing (indoor) - Special condition (a) applies. No Soloing. No Personal Accident Cover. Roller skating - No cover for stunting Rollerblading - No cover for stunting Rounders Rowing/Sculling (inland/coastal waters) - No white water Running / Jogging (half marathon distance or less) Safari tours - Special condition (a) applies. No cover for handling or work with dangerous animals including big cats, crocodiles, alligators, hippopotamuses, snakes, elephants or bears. Sail boarding (see Wind Surfing for the relevant activity pack) Sailing (inland/coastal waters) - Special condition (a) or (b) applies. No Personal Liability Cover Scuba diving (to 30 metres) - Special condition (e) applies. See Special Exclusion (ii) Scuba diving (unqualified/learn to dive course/discover dive with qualified instructor) - Special condition (a) applies. See Special Exclusion (ii) Sculling (see Rowing for the relevant activity pack) Sea kayaking / Sea canoeing (see Kayaking for the relevant activity pack) Segway tours - Condition (a) applies, a helmet must be worn. No Personal Accident Cover, No Personal Liability Cover Shark cage diving (see Scuba diving for the relevant activity pack) Skateboarding (ramp, half pipe, skate park, street) Sleigh rides (horse drawn) Snooker Snorkelling Soccer Softball Speed boating (inland/coastal waters only) - Special condition (a) or (b) applies. No white water cover. No Personal Liability Cover Spelunking (see Caving for the relevant activity pack) Squash/Racquet ball Stand up paddle surfing/paddle boarding Stilt walking Stoolball Surf boat rowing Surfing Swimming (pool; enclosed, inland or coastal waters only) Swimming with dolphins /whales/ whale sharks (inland or coastal waters only) - Special condition (a) applies Table tennis Tandem skydiving (see Skydiving for the relevant activity pack) Tchoukball Ten pin bowling (see Bowling for the relevant activity pack) Tennis Theme parks / fairgrounds Tough mudder (see Outdoor Endurance for the relevant activity pack) Trail bike riding (see Motorbiking for the relevant activity pack) Tramping (see Hiking for the relevant activity pack) Trampolining Trekking (see Hiking for the relevant activity pack) Tubing on rivers (grades 1-2) (see also White-Water Rafting for the relevant activity pack) - Special condition (a) applies. No Personal Accident Cover Ultimate Frisbee Volleyball Wake skating (see Water Skiing for the relevant activity pack) Wakeboarding (see Water Skiing for the relevant activity pack) Walking (see Hiking, Trekking for the relevant activity pack) War games (online gaming) War games/Military simulation (see Paint balling/Airsoft OR Rifle range/Sports shooting for the relevant activity pack) Water polo Weight training (see also Gym training) - Excludes Powerlifting White water kayaking/canoeing (see Kayaking/Canoeing for the relevant activity pack) White water rafting (grades 1-3) - Special condition (a) applies Windsurfing (inland or coastal waters only) - No Personal Liability Cover Yachting (see Sailing for the relevant activity pack) Yoga (class, alone/home practice) Zip line - Special condition (a) applies

This gives up to £500 protection for ski equipment and up to £150 for unreceipted items with a £50 excess. £10 per 12hrs for delayed ski equipment up to a maximum of £300 and starting with a minimum delay of 12hrs. £30 per 24hrs for loss of ski pack up to a maximum of £300. £25 per 24hrs for piste / avalanche closure up to a maximum of £250.

Cruise

Activity Pack 2

Aerial Safari - Special condition (a) applies. No Personal Accident Cover Angling (see Fishing for the relevant activity pack) Aquathon Backpacking (see Hiking for the relevant activity pack) Bicycle polo Black water rafting (cave tubing) (grades 4-5) - Special condition (a) applies. No Personal Accident Cover Boating (outside coastal waters) see also Speed boating and Sailing - Special condition (a) or (b) and special condition (c) applies. No Personal Accident Cover, No Personal Liability Cover Bouldering (see Rock Climbing for the relevant activity pack) Boxing (gym or outdoor training) no competition or bouts Bungee/Bungy jumping (max 3 jumps or more) - Special condition (a) applies Bushcraft (see Hiking for the relevant activity pack) Bushwalking (see Hiking for the relevant activity pack) Camel trekking (overnight/main mode of transport) - No Personal Liability Cover Canoeing (grades 1-3) (see Kayaking for the relevant activity pack) Canyon swing - Special condition (a) applies Capoeira dancing (see Dance for the relevant activity pack) Climbing (see Rock Climbing or Ice Climbing for the relevant activity pack) Cycling (incidental to the trip) Dirt boarding - No Personal Liability Cover Diving (see Free Diving, Cliff diving, High diving or Scuba diving for the relevant activity pack) Dogsledding (on recognised trails) - Special condition (a) applies. Excludes remote areas, racing, time trials and endurance events Duathlon Elephant trekking (overnight/main mode of transport) - Special condition (a) applies. No Personal Liability Cover Fell running/Walking (see Hiking for the relevant activity pack) Fencing - No Personal Liability Cover Fishing (outside coastal waters, deep sea fishing) - Condition (a) and (c) applies. Sports / leisure fishing only - no commercial Fly by wire - Special condition (a) applies Glacier walking (ice walking) - Special condition (a) applies High diving up to 10 metres (excluding cliff diving) Hiking up to 3,000 metres (Scrambling, Hillwalking) - see also Mountaineering - No cover where ropes, picks or other specialist climbing equipment is required Hunting (excluding Big Game) - Special condition (a) or (b) applies. No Cover for Big Game Hunting. No Personal Liability Cover Hydro-foiling (see Water skiing for the relevant activity pack) Kite buggy - No Personal Liability Cover Kite surfing - No Personal Liability Cover Kite wing (land, water) - No Personal Liability Cover Land surfing - No Personal Liability Cover Martial arts - No competition or bouts - Condition (a) applies, non-competitive only. No Personal Accident Cover, No Personal Liability Cover. Moped riding/scooter biking - Special condition (b) applies and a helmet must be worn. No Touring or where a motorbike is the main mode of transport, No Personal Accident Cover and No Personal Liability Cover Motor biking (on road under 125cc) - Special condition (b) and a helmet must be worn. No Touring or where a motorbike is the main mode of transport there is No Personal Accident Cover and No Personal Liability Cover Motorbiking pillion passenger (on road only) (see Motorbiking for the relevant activity pack) Mountain biking (on road) (see Cycling for the relevant activity pack) Obstacle course/Assault course/Trim trail (see Outdoor Endurance for the relevant activity pack) Outrigger canoeing (inland or coastal waters only) Parachuting (one jump only) - Special condition (a) or (b) applies. No Personal Accident Cover, No Personal Liability Cover Parasailing/parascending (over land) - Special condition (a) or (b) applies. No Personal Liability Cover Quad biking - Condition (a) or (b) applies, a helmet must be worn. No Personal Accident Cover, No Personal Liability Cover Rock climbing (bouldering) - No Soloing. No Personal Accident Cover Rock climbing (outdoor/traditional/sport climbing/bolted/aid climbing/free climbing) see also mountaineering - No Soloing. No Personal Accident Cover Roller hockey Running (up to marathon distance) Sail boarding (see Wind Surfing for the relevant activity pack) Sailing (outside coastal waters) - Special condition (a) or (b) and special condition (c) applies. No Personal Liability Cover Sculling (see Rowing for the relevant activity pack) Sea kayaking / Sea canoeing (see Kayaking for the relevant activity pack) Shark cage diving (see Scuba diving for the relevant activity pack) Spearfishing - No Personal Liability Cover Spelunking (see Caving for the relevant activity pack) Tandem skydiving (see Skydiving for the relevant activity pack) Ten pin bowling (see Bowling for the relevant activity pack) Tough mudder (see Outdoor Endurance for the relevant activity pack) Trail bike riding (see Motorbiking for the relevant activity pack) Tramping (see Hiking for the relevant activity pack) Trekking (see Hiking for the relevant activity pack) Triathlon up to middle distance Triathlon up to sprint distance Wake skating (see Water Skiing for the relevant activity pack) Wakeboarding (see Water Skiing for the relevant activity pack) Walking (see Hiking, Trekking for the relevant activity pack) War games/Military simulation (see Paint balling/Airsoft OR Rifle range/Sports shooting for the relevant activity pack) Water skiing/Wakeboarding/Wake skating - Special condition (a) or (b) applies. No jumping, No Personal Liability Cover White water kayaking/canoeing (see Kayaking/Canoeing for the relevant activity pack) White water rafting (grades 4-5) - Special condition (a) applies. No Personal Accident Cover Xterra/Cross Triathlon Yachting (see Sailing for the relevant activity pack) Zorbing - Special condition (a) applies. No Personal Accident Cover, No Personal Liability Cover

This policy pays out up to £2,000 for missed port departure with a £50 excess, a skipped port benefit of up to £50 per port up to a total maximum of £300, cabin confinement benefit of up to £25 per 24hrs up to a maximum of £1,000 and missed excursions up to a maximum of £500.

Golf

Activity Pack 3

Angling (see Fishing for the relevant activity pack) Backpacking (see Hiking for the relevant activity pack) Bouldering (see Rock Climbing for the relevant activity pack) Bushcraft (see Hiking for the relevant activity pack) Bushwalking (see Hiking for the relevant activity pack) Canoeing (grades 1-3) (see Kayaking for the relevant activity pack) Canyoning - No Personal Accident Cover, No Personal Liability Cover Capoeira dancing (see Dance for the relevant activity pack) Climbing (see Rock Climbing or Ice Climbing for the relevant activity pack) Diving (see Free Diving, Cliff diving, High diving or Scuba diving for the relevant activity pack) Fell running/Walking (see Hiking for the relevant activity pack) Hiking up to 4,500 metres (Scrambling) on recognised routes - see also Mountaineering - No cover where ropes, picks or other specialist climbing equipment is required Horse riding (equestrian, dressage, show jumping, eventing) - No Personal Accident Cover Hydro-foiling (see Water skiing for the relevant activity pack) Motor biking (on road over 125cc) - Special condition (b) and a helmet must be worn. No Touring or where a motorbike is the main mode of transport there is No Personal Accident Cover and No Personal Liability Cover Motorbiking pillion passenger (on road only) (see Motorbiking for the relevant activity pack) Mountain biking (on road) (see Cycling for the relevant activity pack) Obstacle course/Assault course/Trim trail (see Outdoor Endurance for the relevant activity pack) Outdoor endurance courses up to 8 miles Sail boarding (see Wind Surfing for the relevant activity pack) Sandboarding/sand skiing Scuba diving (to 50 metres) - Special condition (e) applies. See Special Exclusion (ii). No Personal Accident Cover Sculling (see Rowing for the relevant activity pack) Sea kayaking / Sea canoeing (see Kayaking for the relevant activity pack) Shark cage diving (see Scuba diving for the relevant activity pack) Skiing (Cross country/Nordic skiing on marked trails) - Special condition (d) applies. See Special Exclusion (i) Skiing (Snowblading) - Special condition (d) applies. See Special Exclusion (i) Skiing / Snowboarding - Special condition (d) applies. See Special Exclusion (i) Skiing / Snowboarding (dry slope) - Special condition (d) applies. See Special Exclusion (i). Skydiving/Tandem skydiving (one jump only) - No Personal Accident or Personal Liability Cover Sledding/Tobogganing/Snow Sleds/Snow Sleighs (on snow) - No Personal Accident Cover, No Personal Liability Cover Snow rafting - Special condition (a) applies. No Personal Accident Cover, No Personal Liability Cover Spelunking (see Caving for the relevant activity pack) Tandem skydiving (see Skydiving for the relevant activity pack) Ten pin bowling (see Bowling for the relevant activity pack) Tough mudder (see Outdoor Endurance for the relevant activity pack) Trail bike riding (see Motorbiking for the relevant activity pack) Tramping (see Hiking for the relevant activity pack) Trapeze/High Wire - Special condition (a) applies. No Personal Accident Cover Trekking (see Hiking for the relevant activity pack) Triathlon/Ironman up to long distance Wake skating (see Water Skiing for the relevant activity pack) Wakeboarding (see Water Skiing for the relevant activity pack) Walking (see Hiking, Trekking for the relevant activity pack) War games/Military simulation (see Paint balling/Airsoft OR Rifle range/Sports shooting for the relevant activity pack) Water skiing (barefoot) - Special condition (a) or (b) applies. No Personal Liability Cover White water kayaking/canoeing (see Kayaking/Canoeing for the relevant activity pack) Yachting (see Sailing for the relevant activity pack)

If your golf equipment is lost, stolen, or damaged or delayed for at least 12 hours on your outward journey. Plus, cover for the value of the unused portion of your green fees if you have an accident, are ill or your documents are lost or stolen which prevents you from playing golf. £4.99 per person single or annual multi trip.

Excess Waiver

Activity Pack 4

Angling (see Fishing for the relevant activity pack) Backpacking (see Hiking for the relevant activity pack) Bobsled/Bobsleigh - Special condition (a) applies. No Personal Accident Cover, No Personal Liability Cover Bouldering (see Rock Climbing for the relevant activity pack) Bushcraft (see Hiking for the relevant activity pack) Bushwalking (see Hiking for the relevant activity pack) Canoeing (grades 1-3) (see Kayaking for the relevant activity pack) Capoeira dancing (see Dance for the relevant activity pack) Climbing (see Rock Climbing or Ice Climbing for the relevant activity pack) Diving (see Free Diving, Cliff diving, High diving or Scuba diving for the relevant activity pack) Fell running/Walking (see Hiking for the relevant activity pack) Flying (as a passenger in a glider or ultralight) - No Stunt flying/aerobatics or commercial flying. No Personal Accident. Flying (as a pilot or passenger of a private light aircraft) - Special condition (a) or (b) applies - No Stunt flying/aerobatics or commercial flying. No Personal Accident or Personal Liability Cover Flying (Gliding) - Special condition (a) or (b) applies. No Personal Accident Cover, No Personal Liability Cover Hiking up to 6,000 metres (scrambling) on recognised routes - see also mountaineering - No cover where ropes, picks or other specialist climbing equipment is required Hydro-foiling (see Water skiing for the relevant activity pack) Ice hockey - No Personal Accident Cover, No Personal Liability Cover Kite wing (snow) - No Personal Accident Cover, No Personal Liability Cover Motorbiking pillion passenger (on road only) (see Motorbiking for the relevant activity pack) Mountain biking (on road) (see Cycling for the relevant activity pack) Mountain biking general (off road/cross country) - Excludes Mountain biking racing Obstacle course/Assault course/Trim trail (see Outdoor Endurance for the relevant activity pack) Outdoor endurance courses up to 13 miles Sail boarding (see Wind Surfing for the relevant activity pack) Sculling (see Rowing for the relevant activity pack) Sea kayaking / Sea canoeing (see Kayaking for the relevant activity pack) Shark cage diving (see Scuba diving for the relevant activity pack) Skiing / snowboarding (backcountry/outside of resort boundary/alpine ski touring) - Special condition (d) applies. See Special Exclusion (i). No Personal Accident Cover Skiing / snowboarding (by helicopter/snow cat) - Special condition (d) applies. See Special Exclusion (i). No Personal Accident Cover Skiing / snowboarding (terrain park within resort) - See Special Exclusion (i). No Personal Accident Cover Snow biking (on piste or off piste within resort boundaries) - See Special Exclusion (i). No Personal Accident Cover Snow kiting - Special condition (a) applies. No Personal Accident Cover, No Personal Liability Cover Snowmobiling - Excludes remote areas, racing, time trials and endurance events. No Personal Accident Cover, No Personal Liability Cover Spelunking (see Caving for the relevant activity pack) Tandem skydiving (see Skydiving for the relevant activity pack) Ten pin bowling (see Bowling for the relevant activity pack) Tough mudder (see Outdoor Endurance for the relevant activity pack) Trail bike riding (see Motorbiking for the relevant activity pack) Tramping (see Hiking for the relevant activity pack) Trekking (see Hiking for the relevant activity pack) Wake skating (see Water Skiing for the relevant activity pack) Wakeboarding (see Water Skiing for the relevant activity pack) Walking (see Hiking, Trekking for the relevant activity pack) War games/Military simulation (see Paint balling/Airsoft OR Rifle range/Sports shooting for the relevant activity pack) White water kayaking/canoeing (see Kayaking/Canoeing for the relevant activity pack) Yachting (see Sailing for the relevant activity pack)

The amount depends on your age, policy type and destination chosen. The maximum excess payable on this policy in the event of a claim is £50 per person per claim. However, where you are liable for damage to accommodation your contribution is increased to £250 per person per claim.

Business

Points Cover 10,000

Cover for reasonable additional travel and accommodation costs for a business partner/employee to replace you at a pre-arranged meeting in the event of your medical incapacity. Plus, cover for the cost of replacing lost, stolen, or damaged business equipment. Annual Multi Cover £12.50 per person.

This gives you protection of 10,000 points cover per policy in the event of cancellation for an insurable reason. Each point has a notional refund value of six pence. £19.52 Per Policy

Points Cover 20,000

Points Cover 30,000

This gives you protection of 20,000 points cover per policy in the event of cancellation for an insurable reason. Each point has a notional refund value of six pence. £39.02 Per Policy

This gives you protection of 30,000 points cover per policy in the event of cancellation for an insurable reason. Each point has a notional refund value of six pence. £58.54Per Policy

45 Day Extension

60 Day Extension

45 Day extension

60 Day extension

Cancellation Topup £7,500

Cancellation Topup £10,000

Cancellation cover up to £7,500 per person

Cancellation cover up to £10,000 per person

Car Hire Excess Waiver

1. the reimbursement of the accident damage or theft excess applied to your car hire insurance if the insured vehicle is damaged or involved in an accident during the rental period within the territorial limits of Europe and the United Kingdom; 2. the cost of replacing rental car keys if these are lost, stolen or damaged during the rental period, this includes where necessary the costs to replace locks or for a locksmith to break into the insured vehicle within the territorial limits of Europe and the United Kingdom. AGE LIMITS - Single trips 21- 99 years and AMTs 21-79 years. £25.80 Per Policy